Blog
I always wanted to own my own home
At a really young age I knew I did not want to live in a rented home, my mother and my father rented their homes. My father lived in a converted chicken shack at one point. It was not really was too bad just really slanted floors. My mother ren...
Market Update During the Santa Cruz County Shelter in Place (4.6.2020)
We are in such strange times yet real estate continues on. For April 2020 the average sales price is $1,006,000 up from $966,000 in March And homes are still selling! 25 single family homes sold and 32 new listings for the past week. Santa Cruz...
Banks friend or foe? Shopping for a loan consider this….
It just came to me that this Covid-19, Shelter in Place experience is a lot like a situation a few years ago. The Depression of 2008. A large mortgage bubble that popped and caused a faulty built economy to collapse. This created a huge mortgag...
Trusts and Wills the dreaded task!
What do people really hate to deal with? It is wills or trusts! It is the last thing most people really want to tackle. I think people prefer not to think about them because ultimately it is to consider one's demise. But please try to think of ...
Homes Are Selling Off Market What Does This Mean to You!
The market is very busy, buyers are out and they are beating the bushes for homes. Homes that have been on the market for a while are selling quickly after sitting for months and new listings are flying off the shelves. And more than a few are ...
Are You Pre-negotiating Before You Get To The Offer Table?
Have you ever heard that toddlers and children are the best negotiators and they do not even know they are doing it? You maybe negotiating without realizing it too. Here are the ways you may be losing your place at the table: Calling the ...
Should I Refinance My Mortgage?
Should I refinance my loan? rates are at all time low? This is a question I get asked a lot even from other realtors. Yes rates are low but understand when you refinance you reset the clock if you have 10 years in on a 30 year and refin...